Friday, November 18, 2022

What is "Proof of Loss of Coverage? (to qualify for Special Enrollment period for health insurance)", thanks to Take Command Help Center

"
  • A letter from an employer, on official letterhead or stationery, that confirms one of these about you or your spouse or dependent family member:That your employer dropped or will drop your coverage or benefits.That your employer stopped or will stop contributing to your cost of coverage.That your employer changed or will change coverage or benefits, and your coverage will no longer be considered qualifying health coverage.

  • A letter about COBRA coverage, like a letter from an employer or health insurance company that confirms these:Your employer's offer of COBRA coverage along with the date this coverage would start.Your COBRA coverage ended or will end, or your employer stopped or will stop contributing to the cost of coverage and when."

I'm guessing "letter from employer" includes a letter to the above effect, signed by your supervisor, as long as it's on letterhead. We can't be the first people to want this. Also, maybe the second letter (COBRA) would be issued automatically, although maybe not in time (the proof of eligibility for special enrollment must be supplied within 30 days of a demand letter that may arrive after I apply for insurance, or can instead submit a letter explaining why I can't get such proof in time).

More options listed at::
https://intercom.help/take-command-health/en/articles/1646812-what-is-proof-of-loss-of-coverage

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